Credit scores to low 5's depending on situation (including jumbo loans)

• Up to 90% LTV (purchase, R/T, debt consolidation) – no MI
• Up to 85% LTV cash-out
• 1 day out of FC, SS, BK, or DIL
• Loans up to $1 million (minimum loan $75,000)
• Cash out for reserves OK
• Mortgage lates are OK
• DTI 40/45 (Up to 50% considered)
• Limited or no tradelines OK to max 75% LTV
• Max cash-out to $500,000