Alabama's VA Heroes

Vets Helping Us Build Alabama's Future

256-New-Loan

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New Mission-  Building Future Alabama Now!

Since our 1st VA Mortgage funding in 1992, our First Equity team has stood shoulder-to-shoulder with Alabama’s veterans—over 400,000 strong—crafting dreams with VA loans that turn service into homes. Today, you’re not just rebuilding your lives — you’re helping us make Alabama great again, fueling a future as bold as your sacrifice. From out of state or deep in Bama’s heart, you’re the backbone of a military resurgence—Huntsville’s Rocket City pulses with Redstone Arsenal’s might, where young vets land jobs in aerospace and innovation, rebuilding our armed forces for a new era. Space Force rises here too—national pride soaring skyward—your courage ties us to that mission, and our $0-down VA loans close fast  to plant your roots in homes from $150k to $400k and beyond, Rocket-speed and local. 


Your VA Home Journey Starts Here—Expert Answers, Alabama Strong!

Sure, they’re great—but low rates with superior local VA pros are better. Our Gadsden HQ team’s 40+ years outpace Rocket’s cookie-cutter loans—digital tools for young vets applying online, personalized service for retirees dreaming big. We ditched branches for speed—driving straight to your closing—$0 down for starters, 100% refi for refinishers, equity solutions for winners. From other states or Alabama born, call 256-NEW-LOAN—we’re the VA lender vets trust to rebuild strong, close fast, and make Alabama great, together!

Rocket City Might: “Huntsville’s Redstone—Space Force—vets rebuild our military—our VA loans close fast.”

Baldwin Dream: “Fastest-growing—Gulf retirees—tax-free VA wins—our team delivers condos, homes.”

Relocation Surge: “Out-of-state vets—100k+ yearly—make Alabama great—Madison, Mobile—40+ years beats Rocket.”

Local Edge: “Young vets go online—retirees get equity—superior pros over low-rate newbies—your home’s here.”

Down south, Baldwin County—7th fastest-growing in the nation—beckons retirees with Gulf Shores’ sandy promise and Fairhope’s tax-free charm. You’ve earned that sunset—our team’s VA expertise locks in high-balance condos and townhouses, keeping your equity strong with 100% refi options. Across Alabama—Madison’s tech boom, Mobile’s coastal pull—you’re the heroes relocating here, 100k+ strong each year, drawn by low costs, no pension tax, and a state rising proud. You’re building Alabama’s future—industries reborn, innovation unleashed—and we’re here to match your grit with ours.

Refinance with Alabama’s VA pros—since ’92, our First Equity team’s mastered 100% VA refi, tapping equity for 400k+ vets statewide. Low rates are fine—superior local service from Gadsden HQ’s better—fast closings via our Realtor Partner Network, insurance lists per town, and title firms. Call  256-REFI-PRO— your equity’s ready, Rocket’s not! We go head to head with these big box out of state lenders and win with superior personal service...Alabama style!

Boots on the ground in Alabama? Our First Equity team’s your VA relocation squad—40+ years landing 100k+ vets yearly from Huntsville’s DZ to Gulf Shores’ beaches. $0-down VA loans hit hard—our Realtor Partner Network secures your Landing Zone, insurance agencies lock every town, title firms close with precision—Gadsden HQ’s has your solution, statewide. Call 256-NEW-LOAN—drop in, rebuild strong! Relocating to Alabama? 


Loan Scenario Builder

Zero-down VA Mortgage Lending is our favorite. Compare options-terms


Income to Qualify?

Debt analysis to determine "how much house you can afford" with VA ratios


Tax Benefits of Owning

Compare different options including rate buydowns etc. to possibly  tweak your tax refund in that 1st year. ..

VA Digital Mortgage Solutions

Fast VA Lending—Rebuilding Strong, Alabama-Style

Call 256-NEW-LOAN —pre-approvals in hours—our team delivers fast...statewide!



Al. Statewide Realty Data

By Alabama Center for Real Estate... Great research for any home hunt in Alabama. Home price index, median prices, bld. permits and more


Alabama by County Data

Home ownership rates, GDP, median home prices, vacancy, and more to empower your investment in Alabama


Metro Statistical Area Data

Breaks it all down by Alabama's metro statistical area's looking into cities a bit closer...

VA Refinancing to 100%— "Your Equity, Your Future!"

Alabama vets, your home’s equity is your power—our First Equity team’s 100% VA refinancing lets you tap every dollar, fueling investments, upgrades, or dreams. Since ’92, we’ve helped  Veterans statewide rebuild stronger—low rates from big lenders can’t match our local VA expertise, fast closings, and personal touch. Curious about your equity?  Call 256-REFI-PRO  or check now below —your next step’s waiting! 


Find Your VA Realtor— We have Realty Partner's Statewide!

Vets, match with our top realtor partners— homes, condos, high balance included—fast closings, Rocket City to Gulf Shores—rebuilding Alabama strong!

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Realtor Opt-In:  Join Our VA Heroes Team

Realtors, opt in to our Realtor Partner Network - pre-approved VA leads, digital tools—our VA Certified team’s fast closings from Huntsville to Gulf boost your sales.

Relocating Vet's are coming just in time help take Alabama Forward!

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Questions? F-22 Fast Answers - Airborne precision from your Crew!

Request VA COE Here:  Certificate of Eligibility, we'll gladly help with this.

Monday - Friday 9 a.m. - 5 p.m.
Saturday - 9 a.m. - 5 p.m.