Alabama homeowners- your property’s value is your secret weapon—and it’s growing faster than you might think. From Lake Martin’s serene shores to Smith Lake’s rugged beauty, and hotspots like Lake Tuscaloosa, Lake Guntersville, Weiss Lake, and Logan Martin Lake, home values are soaring. Whether you’re dreaming of debt relief, a vintage ride, or a lakefront upgrade, our Equity Solutions—HELOCs and Fixed-Term Second Mortgages up to 90% LTV—let you tap into that wealth without sacrificing your low-rate first mortgage.
Click here for our Free Home Value desk analysis from Alabama Mortgage Experts. We can get a great starter estimate on your equity position and make this process seamless
Up to 90 % Loan to Value to fuel your financial goals
Up to 90 % LTV for any purpose. Your equity...your rules!
Get pre-approved in minutes with our quick & easy app
Rev up your financial future with First Equity’s "Alabama-sharp" equity solutions—engineered to slash debt, unlock equity, and fuel your dreams.
Take James and Laura on Lake Martin: their $1.3M home (bought for $480k in 2013) has $989,000 in equity after consolidating $135,000 in debt with a fixed-term second. Or Lee and Krista on Smith Lake: their $1.2M retreat (snagged for $450k) boasts $895,000 in equity post-$140,000 HELOC consolidation. Both kept their 3% first mortgages intact, slashing monthly payments by $1,874 and $1,851. Alabama’s lake-living boom—Huntsville up 24%, Birmingham nearly 80% in a decade—means your home’s worth more too. Read more about each clients home run equity solutions on HELOC and Fixed 2nd pages with links above.
Up to 90% LTV unlocks more equity than most lenders dare, with options for flexibility (HELOC) or stability (fixed-term).
Debt consolidation, home improvements, or that classic car—your equity, your rules.
Explore HELOCs or Fixed-Term Seconds below—keep your low rate 1st mortgage safe, cash in on Alabama’s equity rise!
Rev up your financial future with First Equity’s Alabama-sharp solutions—engineered to slash debt, unlock equity, and fuel your dreams. Our 90% LTV Equity Solutions—HELOCs and fixed-term seconds—outrun consumer debt with fierce flexibility and tax-smart perks. From Huntsville’s 24% boom to Birmingham’s 78% surge, your home’s a cash machine—call 256-Refi-Pro or pre-approve online to blast off!
We'll do a desk review value analysis and give you an estimate based on information you give us. Your home may be worth much more than you realize. Let's get a good starting point for an estimated equity position to start your equity solution.
315 Broad Street
Gadsden, AL 35901
Phone: 256-NEW-LOAN
info@mtgquote.com
Monday - Friday 9 a.m. - 5 p.m.
Saturday - 9 a.m. - 5 p.m.
